IRDAI LICENSED SINCE 1997 30+ INSURERS

Protecting What Matters Most to You & Yours

AG Associates offers comprehensive Life, Health, and General Insurance solutions tailored to safeguard your future. With over two decades of expertise, we are Chennai's most trusted insurance partner.

27+
Years Active
50K+
Happy Clients
₹500Cr+
Claims Settled
98%
Claim Ratio
🏅 IRDAI Registered Broker
🔒 Secure & Transparent

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🔒 Your information is 100% private and never shared.

OUR PRODUCTS

Comprehensive Coverage for Every Stage of Life

From protecting your loved ones to securing your health and assets — complete insurance solutions for individuals, families, and businesses.

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Term Life Insurance
Pure protection at affordable premiums. High sum assured for your family.
  • Coverage up to ₹5 Crore or more
  • Critical illness add-on riders
  • Tax benefits under Sec. 80C & 10(10D)
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📈
Endowment Plan
Life cover combined with disciplined savings and lump sum maturity benefit.
  • Guaranteed maturity benefit
  • Bonus additions each year
  • Loan against policy available
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💰
ULIP – Unit Linked Plan
Market-linked investments with life coverage in one plan.
  • Flexible fund switching
  • Partial withdrawals after lock-in
  • Tax-free maturity under 10(10D)
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👴
Pension / Retirement Plan
Secure a steady income stream post-retirement with guaranteed annuity options.
  • Guaranteed lifetime annuity
  • Joint life annuity for spouse
  • Tax benefits on premium paid
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👶
Child Insurance Plan
Secure your child's education and future milestones.
  • Waiver of premium on parent's death
  • Milestone-based payouts
  • Covers child from birth
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💳
Money Back Plan
Periodic payouts during the policy term with full life cover.
  • Survival benefits at regular intervals
  • Full sum assured on maturity
  • Low-risk savings instrument
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🏥
Individual Health Plan
Standalone cover against hospitalization expenses and day-care procedures.
  • Cashless at 5000+ hospitals
  • Pre & post hospitalization cover
  • No-claim bonus up to 100%
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👨‍👩‍👧‍👦
Family Floater Plan
Cover your entire family under a single policy with shared sum insured.
  • Newborn baby cover from Day 1
  • Maternity benefit included
  • Restore benefit on exhaustion
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💊
Critical Illness Plan
Lump-sum payout on diagnosis of life-threatening conditions.
  • Covers 32+ critical illnesses
  • No hospitalization required to claim
  • Tax benefit under Section 80D
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👩‍💼
Senior Citizen Health Plan
Specialized plans for individuals above 60 years with minimal co-pay.
  • Available up to 80 years entry age
  • Covers pre-existing conditions
  • Lifetime renewability
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🏢
Group Health Insurance
Comprehensive health coverage for employees of organizations.
  • No medical tests for group policies
  • OPD benefit options
  • Tax deductible for employer
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🌍
Super Top-Up Plan
Boost your existing health coverage at minimal cost.
  • High sum insured at low premiums
  • Covers multiple hospitalizations
  • Family floater option available
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🚗
Motor Insurance
Comprehensive protection for your car, bike, or commercial vehicle.
  • Third-party & comprehensive options
  • Zero depreciation add-on
  • Roadside assistance (RSA)
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🏡
Home Insurance
Protect your home's structure and contents from all perils.
  • Fire, flood, earthquake protection
  • Burglary & theft coverage
  • Temporary accommodation cover
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✈️
Travel Insurance
Worry-free travel with worldwide emergency coverage.
  • Medical emergency & evacuation
  • Trip cancellation & delay
  • Domestic & international trips
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🏭
Business Insurance
Complete protection for businesses — assets, machinery, and liability.
  • Property & asset protection
  • Business interruption cover
  • Public liability insurance
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🔥
Fire & Allied Perils
Protect property against fire, lightning, and natural catastrophes.
  • Fire, lightning, explosion
  • Earthquake & flood
  • Reinstatement value option
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👷
Personal Accident
Financial protection against accidental death and disability.
  • Accidental death benefit
  • Permanent disability cover
  • Hospital confinement allowance
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WHY AG ASSOCIATES

27 Years of Trust, Expertise & Care

Since 1997, AG Associates has been the preferred insurance partner for thousands of families and businesses across India.

🏅
27+ Years of Expertise
Founded in 1997, we bring decades of hands-on experience across all insurance categories.
⚡
Fast Claim Settlement
Dedicated claims team with an industry-leading 98% settlement ratio.
🤝
Unbiased Expert Advice
We work for you, not insurers. We compare products from 30+ top insurers.
🔒
IRDAI Licensed Broker
Fully registered and regulated by IRDAI, ensuring complete transparency and compliance.
📞
Lifetime Policy Support
From renewals to modifications to claims — we are always available to assist you.
🌐
Multi-Insurer Access
Access to 30+ leading insurance companies giving you the widest range at competitive rates.
HOW IT WORKS

Getting Insured is Simple & Easy

Our streamlined 4-step process ensures you get the right coverage quickly, with zero hassles and full transparency.

1
Consultation
Share your requirements with our expert advisor via call, visit, or online form. We listen first.
2
Comparison
We compare plans across 30+ insurers to identify the best coverage and premium combination.
3
Purchase
Select your preferred plan. We assist with paperwork, KYC, and seamless digital or offline purchase.
4
Ongoing Support
From renewals to claims assistance — we stay by your side for the entire policy lifecycle.
CLIENT STORIES

What Our Clients Say About Us

Over 50,000 clients have trusted AG Associates for their insurance needs.

"
AG Associates helped me choose the perfect term life plan for my family. Their advisor was patient, knowledgeable, and never pushy. When I needed to make a claim, they handled everything within days.
R
Rajesh Sharma
Business Owner, Chennai
★★★★★
"
I was confused about health insurance options for my parents. The team at AG Associates compared multiple plans and recommended an ideal senior citizen plan. Truly unbiased advice!
P
Priya Krishnamurthy
IT Professional, Bangalore
★★★★★
"
We insure all our company vehicles and factory through AG Associates. Excellent service, competitive premiums, and the claim support during our flood damage was outstanding.
V
Venkatesh Iyer
MD, Iyer Textiles Pvt Ltd
★★★★★
FREE TOOL

🧮 LIC Premium Calculator

Instantly calculate premiums for Tech Term, Jeevan Anand, Jeevan Labh, Money Back & Jeevan Shanti — no sign-up needed.

🟠 LIC Calculator → 🟣 Kotak Life Calculator → 🏥 Health Calculator → ⚖️ Compare Plans →

LIC: 5 plans · Kotak Life: 17 plans · Health: 18 plans (HDFC Ergo, Manipal Cigna, ICICI Lombard) · Results in seconds

Ready to Protect What You Love?

Get a free, no-obligation insurance consultation from our expert advisors today.

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GET IN TOUCH

Talk to an Expert Today

Have questions or want a personalized quote? Our team is ready to help you find the right coverage.

📍
OFFICE ADDRESS
Old 121, Rasappa Chetty Street, Park Town, Chennai – 600 003, Tamil Nadu
📞
📧
💬
🕐
WORKING HOURS
Mon – Sat: 9:00 AM – 6:30 PM

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